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Japanese payment service “Money Tap” under SBI Holdings teams up with PayPay, offering Ripple Net-based payments.

SBI Group in Japan announced on Oct 30th that Money Tap payment app set up by SBI starts the partnership with the PayPay system.

Due to this partnership, the user can charge PayPay from the bank account directly via the infrastructure of Money Tap. This enables to decrease the load of PayPay to access to each bank, and the cheaper cost for each bank.

Money Tap company is a new company set up on March. Its main business is “Money Tap” which is the payment service for the smartphone, using DLT, the Distributed Ledger Technology of Ripple.

Money Tap is the app which the user can send money any time from bank account to the another bank account without any charge. The partnership between Money Tap and PayPay is the new challenge to utilize Ripple’s DLT “xCurrent” which is the main technology of Money Tap, as the infrastructure of PayPay.

PayPay company was set up by Softbank and Yahoo, to start the payment service “PayPay” for the smartphone from Oct 2018. The opening campaign to offer 10 billion yen became a big news in Japan. PayPay is now expanding its business very rapidly. The number of the users is more than 10 million, the number of the member stores is 1.5 million, and the total transaction number is more than 170 million.

It was found that the Fukuoka Softbank Hawks will change the name of their baseball stadium next season to the PayPay Dome from Fukuoka Yafuoku! Dome, to promote PayPay service more widely.

Ripple is a company for the payment service based in California, invested by Google and SBI. Ripple enable the lower cost and higher speed compared to the usual international remittance, by utilizing DLT.

Its convenience gathers enough attention to form alliance with many banks over the world, such as Japanese mega banks such as Mizuho Bank,  Mitsui Sumitomo Bank, Resona Bank and so on.

Ripple also offers the cryptocurrency XRP, which is very popular as the 3rd market capitalization following to Bitcoin and Ethereum. The technology of Ripple is expected to become more popular, as seen in the partnership between Money Tap and PayPay. According to the development of Ripple, the value of XRP may become higher.

 

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